Insurance & Payment
We're happy to help you understand and use your vision benefits — patients tell us we go the extra mile on insurance.
Using your vision insurance
We work with many vision and medical insurance plans. Because plans change often, the fastest way to confirm your coverage is to call us with your insurance card handy — we'll verify your benefits before your visit so there are no surprises.
- We verify your benefits before your appointment
- Vision plans typically cover annual exams and part of glasses or contacts
- Medical insurance may apply for eye disease, infections, and injuries
- HSA and FSA funds can be used for exams and eyewear
Questions about coverage?
Call us with your insurance card and we'll check your benefits over the phone.
We also accept cash, checks, and all major credit cards.
Vision insurance vs. medical insurance — what's the difference?
Vision plans typically cover a routine annual eye exam and contribute toward glasses or contact lenses. Medical insurance comes into play when there's a medical problem with your eyes — infections, injuries, dry eye disease, glaucoma, cataracts, or diabetic eye monitoring. Many of our Bozeman patients use both in the same year. Not sure which applies to your visit? That's our front desk's specialty — call and we'll sort it out before you come in.
What if I don't have vision insurance?
You're welcome here. Many patients pay out of pocket, and our exam and eyewear pricing is straightforward and fair — patients regularly tell us our name-brand frames cost less than they expected.
Can I use my HSA or FSA?
Yes — eye exams, prescription glasses, prescription sunglasses, and contact lenses are all qualified expenses for HSA and FSA funds.
Do you bill insurance for me?
We do. Bring your card to your visit and we handle the claims — patients tell us we go the extra mile on insurance, and we take that reputation seriously.
Questions about your coverage?
Call with your insurance card handy — we'll verify your benefits over the phone.